At BRM Motors we work in partnership with Zuto Finance.

Used car finance makes it easier to afford a second-hand car by paying for it each month, rather than with an upfront lump sum. There are two main types of car loans:

  • Hire Purchase (HP) – the most popular finance method for second-hand cars. This car loan splits the cost into chunks to be paid off in a set time, with interest. The vehicle is yours when the final payment is made.
  • Personal Contract Purchase (PCP) – also lets you pay monthly, but instead of the car’s total value, you pay for the depreciation – that’s the difference between what the car is worth now and at the end of the contract. A final ‘balloon’ payment is due at the end of the finance.

Both HP and PCP agreements sometimes require deposits, but Zuto also works with lenders who offer no deposit car finance.

For more information about the finance packages we can offer you, simply fill in the form below.

Enquire about Finance options